{"id":3145,"date":"2022-03-30T06:32:00","date_gmt":"2022-03-30T06:32:00","guid":{"rendered":"https:\/\/blog.researchandranking.com\/?p=3145"},"modified":"2025-11-06T23:56:00","modified_gmt":"2025-11-06T18:26:00","slug":"tax-saving-or-equity-investments-what-will-help-you-create-long-term-wealth","status":"publish","type":"post","link":"https:\/\/www.equentis.com\/blog\/tax-saving-or-equity-investments-what-will-help-you-create-long-term-wealth\/","title":{"rendered":"Tax Saving or Equity Investments, what will help you create long term wealth?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\n<p><\/p>\n\n\n\n<p>Financial experts often proclaim that investors should not mix insurance and investment.<\/p>\n\n\n\n<p>Similarly, we believe you must not mix <a href=\"https:\/\/www.equentis.com\/blog\/income-tax-concepts-the-ultimate-guide\/\">tax<\/a> savings and wealth creation. You must be wondering why you should not .  After all, you are saving substantially when it comes to investing in tax saving instruments. <\/p>\n\n\n\n<p>Well, please don\u2019t misunderstand us.  We aren\u2019t asking you to stop investing in tax saving instruments<\/p>\n\n\n\n<p>We are only suggesting avoid thinking that investing in tax saving instruments is enough to sustain your lifestyle and create wealth.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Here are a few things to keep in mind when you invest in tax saving instruments<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Saving Schemes such as PPF, National Savings Certificates, Tax saving FDs, etc. have long lock-in periods<\/li>\n\n\n\n<li>Over such long time horizons, the returns that they provide are lower than the stock markets.<\/li>\n\n\n\n<li>Over the last few years, <a href=\"https:\/\/www.equentis.com\/blog\/old-tax-regime-slabs\/\">rates<\/a> on FDs and PPF have decreased<\/li>\n\n\n\n<li>The returns may be lower than <a href=\"https:\/\/www.equentis.com\/blog\/10-common-effects-of-inflation-on-the-economy\/\">inflation<\/a> during certain periods. It means that your savings are losing value over the long term<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Here are some benefits of investing directly in equities<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy returns that beat the index and inflation<\/li>\n\n\n\n<li>Avoid lock-ins<\/li>\n\n\n\n<li>High liquidity<\/li>\n\n\n\n<li>Achieve long term goals such as building a retirement corpus, child\u2019s higher education, or down payment of house.<\/li>\n<\/ul>\n\n\n\n<p>Still not convinced? Let us help you understand better.<\/p>\n\n\n\n<p>Subscribe to&nbsp;<a href=\"https:\/\/www.equentis.com\/investment-advisory\/5in5-wealth-creation\" target=\"_blank\" rel=\"noreferrer noopener\">5 in 5 Wealth Creation Strategy<\/a>&nbsp;for a Customized Portfolio.<\/p>\n\n\n\n<p><strong>Read more: \u00a0<a href=\"https:\/\/timesofindia.indiatimes.com\/blogs\/voices\/long-term-investing-helps-create-life-changing-wealth\" target=\"_blank\" rel=\"noreferrer noopener\">How Long-term investing helps create life-changing wealth \u2013 TOI<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial experts often proclaim that investors should not mix insurance and investment. Similarly, we believe you must not mix tax [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":3146,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[25,22,46,48,70,28],"class_list":["post-3145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","tag-equity-investments","tag-long-term-investments","tag-portfolio","tag-stock-market","tag-taxation","tag-wealth-creation"],"_links":{"self":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts\/3145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/comments?post=3145"}],"version-history":[{"count":1,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts\/3145\/revisions"}],"predecessor-version":[{"id":59837,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts\/3145\/revisions\/59837"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/media\/3146"}],"wp:attachment":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/media?parent=3145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/categories?post=3145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/tags?post=3145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}