{"id":56803,"date":"2025-06-09T18:48:54","date_gmt":"2025-06-09T13:18:54","guid":{"rendered":"https:\/\/www.equentis.com\/blog\/?p=56803"},"modified":"2025-11-07T14:12:07","modified_gmt":"2025-11-07T08:42:07","slug":"sip-vs-fd","status":"publish","type":"post","link":"https:\/\/www.equentis.com\/blog\/sip-vs-fd\/","title":{"rendered":"SIP vs FD: Where Should You Invest Your Money?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\n<h2 class=\"wp-block-heading has-large-font-size\">Why SIP and FD Are Two of the Most Common Investment Options in India<\/h2>\n\n\n\n<p>When it comes to safe and accessible investment options, Systematic Investment Plans (SIPs) and Fixed Deposits (FDs) are the go-to choices for many Indian investors. While FDs are known for capital protection and assured returns, SIPs attract those seeking long-term wealth creation through consistent investment in <a href=\"https:\/\/www.equentis.com\/blog\/what-are-mutual-funds-a-comprehensive-guide\/\">mutual funds<\/a>.&nbsp;<\/p>\n\n\n\n<p>Given that both have distinct benefits and risks, market experts and <a href=\"https:\/\/www.equentis.com\/blog\/what-is-stock-market-and-how-it-works\/\">stock market<\/a> advisors emphasize the importance of analyzing bank FDs vs. SIPs before investing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Purpose of This Comparison: Safety vs Returns<\/h2>\n\n\n\n<p>The primary objective of this comparison is to help you decide whether to choose SIP or FD based on factors like returns, risk, liquidity, tax implications, and investment tenure. This SIP vs FD comparison can provide clarity for those torn between stable returns and potential growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">What is an FD (Fixed Deposit)?<\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">How a Bank FD Works<\/h2>\n\n\n\n<p>A Fixed Deposit (FD) is a financial instrument where you deposit a lump sum with a bank for a fixed period. In return, the bank offers a predetermined interest rate, which remains unchanged throughout the tenure. The interest can be compounded quarterly, monthly, or annually, based on the bank\u2019s policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Types of FDs and Lock-in Periods<\/h3>\n\n\n\n<p>Fixed Deposits (FDs) in India come in various types, each with its specific lock-in period and features. Here\u2019s a quick overview:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Regular FDs<\/strong>: Standard FDs with tenures ranging from 7 days to 10 years. The lock-in period matches the chosen tenure.<\/li>\n\n\n\n<li><strong>Tax-Saving FD<\/strong>s: These FDs offer tax benefits under <a href=\"https:\/\/www.equentis.com\/blog\/basics-of-income-tax-for-beginners\/\">Section 80C<\/a> (per the <a href=\"https:\/\/www.equentis.com\/blog\/old-tax-regime-slabs\/\">old tax regime<\/a>) and have a mandatory lock-in period of 5 years.<\/li>\n\n\n\n<li><strong>Senior Citizen FD<\/strong>s: These are available for senior citizens, with higher interest rates and tenures ranging from 7 days to 10 years.<\/li>\n\n\n\n<li><strong>NRE (Non-Resident External) FD<\/strong>s: These FDs have a lock-in period of at least one year and offer tax-free interest for NRIs.<\/li>\n\n\n\n<li><strong>NRO (Non-Resident Ordinary) FD<\/strong>s: Designed for NRIs with tenures ranging from 3 months to 10 years. The interest earned is subject to tax.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Returns and Risk Profile of FDs<\/h3>\n\n\n\n<p>Bank FDs provide fixed returns irrespective of market fluctuations, making them a low-risk investment. Additionally, FD returns are insured up to \u20b95 lakh under the Deposit Insurance and Credit Guarantee Corporation (DICGC). However, FDs come with certain limitations and risks:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.equentis.com\/blog\/10-common-effects-of-inflation-on-the-economy\/\">Inflation<\/a> Risk:<\/strong> The real returns may be negative if inflation rises above the FD interest rate. For example, a 6% FD return against 7% inflation results in a -1% real return.<\/li>\n\n\n\n<li><strong>Liquidity Risk<\/strong>: FDs have fixed tenures, and early withdrawals may incur penalties. Banks may reduce the interest rate for premature withdrawals.<\/li>\n\n\n\n<li><strong>Interest Rate Risk<\/strong>: If interest rates increase after locking in an FD, you may miss out on higher returns from new deposits.<\/li>\n\n\n\n<li><strong>Credit and Default Risk<\/strong>: While bank FDs are insured up to \u20b95 lakhs by the DICGC, there is still a minimal risk of default. Choosing reputed banks can help mitigate this risk.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\"><a href=\"https:\/\/www.equentis.com\/blog\/sip-investment-your-ultimate-guide-to-systematic-investment-plans\/\">What is SIP<\/a> (Systematic Investment Plan)?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">How SIP Helps You Invest in Mutual Funds Gradually<\/h3>\n\n\n\n<p>A SIP is a way to <a href=\"https:\/\/www.equentis.com\/blog\/how-to-invest-in-mutual-funds\/\">invest in mutual funds<\/a> by spending a fixed amount regularly, weekly, monthly, or quarterly. Instead of investing a large sum at once, you invest smaller amounts over time, reducing the impact of market ups and downs. Certain SIP plans even let the depositor systematically step up the SIP amount to enable a gradual increase in contribution in alignment with the increasing income.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">SIP Returns: Based on Market Performance and Fund Selection<\/h3>\n\n\n\n<p>SIP returns are linked to the performance of mutual funds. The returns are not fixed like in FDs and can fluctuate based on market conditions. However, a well-chosen equity mutual fund SIP can deliver higher returns over the long term, especially when compounded over several years.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Is SIP Safe Compared to FD?<\/h3>\n\n\n\n<p>While FDs offer capital protection, SIP <a href=\"https:\/\/www.equentis.com\/blog\/mukul-agrawal-portfolio-shareholdings-investments-all-you-need-to-know\/\">investments<\/a> in <a href=\"https:\/\/www.equentis.com\/blog\/different-types-of-mutual-funds-mutual-fund-types-based-on-asset-class-structure-risk-benefits\/\">equity funds<\/a> are market-linked and can be volatile in the short term. However, long-term SIP investments can potentially generate higher returns, making them suitable for risk-tolerant investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Difference Between SIP and FD<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Returns: Fixed vs Market-Linked:<\/li>\n<\/ol>\n\n\n\n<p>FDs offer fixed, pre-determined returns, while SIPs provide market-linked returns that vary with fund type and market performance.&nbsp;<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Risk Factor: Guaranteed vs Volatile:<\/li>\n<\/ol>\n\n\n\n<p>FDs are low-risk and offer guaranteed returns, whereas SIPs involve market risk, especially equity SIPs, which can be volatile but potentially more rewarding.&nbsp;<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Liquidity and Premature Withdrawal Rules:<\/li>\n<\/ol>\n\n\n\n<p>FDs have a lock-in period with penalties for early withdrawal, while SIPs offer higher liquidity and allow redemption anytime (though some may have exit loads).&nbsp;<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>Tax Implications on Gains:<\/li>\n<\/ol>\n\n\n\n<p>Interest earned on FDs is fully taxable based on the investor\u2019s <a href=\"https:\/\/www.equentis.com\/blog\/income-tax-concepts-the-ultimate-guide\/\">income tax<\/a> slab. SIPs, on the other hand, are subject to <a href=\"https:\/\/www.equentis.com\/blog\/what-is-direct-tax\/\">capital gains tax<\/a>: short-term gains (within one year) are taxed at 20%, while long-term gains (beyond one year) are taxed at 12.5% for gains over \u20b91.25 lakh.&nbsp;<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Minimum Investment and Tenure:<\/li>\n<\/ol>\n\n\n\n<p>FDs usually require a minimum investment of \u20b91,000, and tenures range from 7 days to 10 years. SIPs can be started with as little as \u20b9500 per month, offering flexibility in tenure as investors can continue investing for as long as they wish.&nbsp;<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>Suitability Based on Investor Profile:<\/li>\n<\/ol>\n\n\n\n<p>FDs suit conservative investors seeking capital safety and steady returns, while SIPs are ideal for long-term investors open to market fluctuations for higher growth.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">SIP vs FD: Which is Better for You?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">When to Choose SIP Over FD (For Growth)<\/h3>\n\n\n\n<p>Opt for SIPs when you aim to build wealth over the long term and have a fairly good risk appetite. If you are a young professional with a stable income, investing in equity mutual funds via SIP can potentially deliver inflation-beating returns. Plus, SIPs are ideal for goal-oriented investments, such as buying a house, funding education, or building a retirement corpus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">When FD is a Safer Bet (For Capital Preservation)<\/h3>\n\n\n\n<p>FDs are well-suited for conservative investors prioritizing capital preservation and steady income over high returns. They are also a good choice for those with a fixed investment period or who need regular income through interest payouts. Retirees or those with a low <a href=\"https:\/\/www.equentis.com\/blog\/are-risk-tolerance-and-risk-appetite-the-same\/\">risk tolerance<\/a> can rely on FDs for predictable income and capital protection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Combining SIP and FD for Balanced Portfolio<\/h3>\n\n\n\n<p>Consider allocating funds to both SIPs and FDs for a balanced investment strategy. This approach helps you earn higher returns through SIPs while maintaining stability with FDs. However, the ratio combination of the two depends on your financial goals.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">SIP vs FD Calculator: Estimate Your Returns<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">How to Use SIP vs FD Calculator for Smart Planning<\/h3>\n\n\n\n<p>An FD vs <a class=\"wpil_keyword_link\" href=\"https:\/\/www.equentis.com\/financial-calculators\/sip-calculator\" title=\"SIP calculator\" link=\"linked\" id=\"701\">SIP calculator<\/a> helps you estimate potential returns through an SIP plan and an FD by inputting investment amount, tenure, and expected returns. This tool clearly compares how much your investment can grow under each option.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">Examples: 5-Year SIP vs FD Investment Scenarios<\/h3>\n\n\n\n<p>Let\u2019s explain the difference in investment growth in SIP and FD with an elaborate example.<\/p>\n\n\n\n<p>Say you invest \u20b95,000 in an SIP and \u20b93,00,000 in an FD for five years. Considering that the average return rate for an SIP is 12-18% and for an FD is 3.5-8%, let\u2019s assume the interest rate for the SIP as 13% and for the FD as 7%. Accordingly, the FD and <a href=\"https:\/\/www.equentis.com\/financial-calculators\/sip-calculator\">SIP calculator<\/a> will give the following schedules of investment growth:<\/p>\n\n\n\n<p>SIP Growth Table:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Year<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Total Investment (\u20b9)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Interest Earned (\u20b9)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Total Amount (\u20b9)<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1<\/td><td class=\"has-text-align-center\" data-align=\"center\">60,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">4,393.42<\/td><td class=\"has-text-align-center\" data-align=\"center\">64,393.42<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">2<\/td><td class=\"has-text-align-center\" data-align=\"center\">120,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">17,961.45<\/td><td class=\"has-text-align-center\" data-align=\"center\">137,961.45<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">3<\/td><td class=\"has-text-align-center\" data-align=\"center\">180,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">41,893.86<\/td><td class=\"has-text-align-center\" data-align=\"center\">221,893.86<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">4<\/td><td class=\"has-text-align-center\" data-align=\"center\">240,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">77,434.51<\/td><td class=\"has-text-align-center\" data-align=\"center\">317,434.51<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">5<\/td><td class=\"has-text-align-center\" data-align=\"center\">300,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">125,880.59<\/td><td class=\"has-text-align-center\" data-align=\"center\">425,880.59<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>FD Growth Table:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Year<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Principal (\u20b9)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Interest Earned (\u20b9)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Total Amount (\u20b9)<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1<\/td><td class=\"has-text-align-center\" data-align=\"center\">300,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">21,000.00<\/td><td class=\"has-text-align-center\" data-align=\"center\">321,000.00<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">2<\/td><td class=\"has-text-align-center\" data-align=\"center\">300,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">22,470.00<\/td><td class=\"has-text-align-center\" data-align=\"center\">343,470.00<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">3<\/td><td class=\"has-text-align-center\" data-align=\"center\">300,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">24,042.90<\/td><td class=\"has-text-align-center\" data-align=\"center\">367,512.90<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">4<\/td><td class=\"has-text-align-center\" data-align=\"center\">300,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">25,725.90<\/td><td class=\"has-text-align-center\" data-align=\"center\">393,238.80<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">5<\/td><td class=\"has-text-align-center\" data-align=\"center\">300,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">27,526.72<\/td><td class=\"has-text-align-center\" data-align=\"center\">420,765.52<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Real-World Scenarios: Who Should Choose What<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>First-Time Salaried Investor: FD vs SIP<\/li>\n<\/ol>\n\n\n\n<p>A salaried individual starting their investment journey can allocate an amount to SIPs for potential growth while maintaining an FD for emergency funds.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Retired Individual: Focus on Stability with FD<\/li>\n<\/ol>\n\n\n\n<p>For retirees seeking fixed income, bank FDs provide stability and assured returns, especially in tax-saving FDs.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Young Professional: SIP for Wealth Creation<\/li>\n<\/ol>\n\n\n\n<p>Young professionals with higher risk tolerance can focus on SIPs in equity funds to maximize long-term returns through <a href=\"https:\/\/www.equentis.com\/blog\/what-is-compounding-the-key-to-financial-freedom\/\">compounding<\/a>.<\/p>\n\n\n\n<p>Conclusion<\/p>\n\n\n\n<p>FDs and SIPs cater to different financial objectives. While FDs provide safety and guaranteed returns, SIPs offer higher growth potential but have market-linked risks. Combining both can provide a balanced portfolio, securing capital while aiming for wealth creation.For those exploring more investment options, it&#8217;s also worth asking: <a href=\"https:\/\/www.equentis.com\/blog\/what-are-sifs-or-specialised-investment-funds\/\">What are SIFs<\/a> (Strategic Investment Funds), and how do they compare regarding risk and return? Understanding a broader range of instruments, along with SIP investment vs FD, can help you align their strategies with long-term financial goals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n<div class=\"saswp-faq-block-section\"><ol style=\"list-style-type:none\"><li style=\"list-style-type: none\"><h3 class=\"\">Is SIP better than FD in the long run?<\/h3><p class=\"saswp-faq-answer-text\">Due to market-linked investments, SIPs can deliver higher returns over the long term, but they come with risks.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Which is safer \u2013 SIP or fixed deposit?<\/h3><p class=\"saswp-faq-answer-text\">FDs are safer as they offer fixed returns, while SIPs can be volatile but may offer higher gains over time.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Can I get guaranteed returns in SIP like in FD?<\/h3><p class=\"saswp-faq-answer-text\">No, SIP returns are market-linked and fluctuate based on mutual fund performance.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">What gives higher interest: SIP or FD?<\/h3><p class=\"saswp-faq-answer-text\">SIPs can potentially deliver higher returns over time, but FDs provide guaranteed interest.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">Is it good to invest in both SIP and FD?<\/h3><p class=\"saswp-faq-answer-text\">Yes, a balanced approach can provide stability through FDs and growth potential through SIPs.<\/p><li style=\"list-style-type: none\"><h3 class=\"\">How do I use a SIP vs FD calculator to plan my investment?<\/h3><p class=\"saswp-faq-answer-text\">Input your investment amount, tenure, and expected returns to estimate potential maturity values under both options.<\/p><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>When it comes to safe and accessible investment options, Systematic Investment Plans (SIPs) and Fixed Deposits (FDs) are the go-to choices for many Indian investors. While FDs are known for capital protection and assured returns, SIPs attract those seeking long-term wealth creation through consistent investment in mutual funds.\u00a0<\/p>\n","protected":false},"author":24,"featured_media":56804,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"class_list":["post-56803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing"],"_links":{"self":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts\/56803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/comments?post=56803"}],"version-history":[{"count":7,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts\/56803\/revisions"}],"predecessor-version":[{"id":62791,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/posts\/56803\/revisions\/62791"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/media\/56804"}],"wp:attachment":[{"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/media?parent=56803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/categories?post=56803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.equentis.com\/blog\/wp-json\/wp\/v2\/tags?post=56803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}