{"id":58520,"date":"2025-08-13T13:25:02","date_gmt":"2025-08-13T07:55:02","guid":{"rendered":"https:\/\/www.equentis.com\/blog\/?p=58520"},"modified":"2025-08-13T13:25:08","modified_gmt":"2025-08-13T07:55:08","slug":"paytm-share-price-hits-52-week-high-after-rbi-nod-for-payment-aggregator-licence","status":"publish","type":"post","link":"https:\/\/www.equentis.com\/blog\/paytm-share-price-hits-52-week-high-after-rbi-nod-for-payment-aggregator-licence\/","title":{"rendered":"Paytm Share Price Hits 52-Week High After RBI Nod for Payment Aggregator Licence"},"content":{"rendered":"
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The Reserve Bank of India (RBI) has given initial approval to Paytm Payments Services (PPSL), a fully-owned arm of One 97 Communications Ltd (Paytm)<\/a>, to work as an online payment aggregator. <\/p>\n\n\n\n

This move, under the Payment and Settlement Systems Act, 2007, ends almost three years of regulatory uncertainty for the company<\/a>.<\/p>\n\n\n\n

This approval is a major relief for Paytm after nearly three years of regulatory uncertainty and will allow the company to resume onboarding merchants and expand its digital payments network.<\/p>\n\n\n\n

The RBI communicated the decision in a letter dated August 12, 2025, which Paytm disclosed through its stock exchange filings.<\/p>\n\n\n\n

Paytm Share Price Hits 52-Week High<\/strong><\/h2>\n\n\n\n

The announcement had an immediate impact on the stock market. Shares of One 97 Communications<\/a> surged over 5%, touching a new 52-week high of \u20b91,187 on the NSE on August 13, 2025.<\/p>\n\n\n\n

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Investors welcomed the development, seeing it as a sign of regulatory stability returning to Paytm\u2019s business. The positive sentiment reflects expectations that merchant onboarding and payment processing revenues will now grow steadily.<\/p>\n\n\n\n

Conditional Approval From RBI<\/strong><\/h2>\n\n\n\n

While the in-principle authorisation is a positive step, it comes with conditions. The RBI\u2019s approval applies only to online payment aggregator operations as defined under the Guidelines on Regulation of Payment Aggregators and Payment Gateways issued in March 2021.<\/p>\n\n\n\n

The letter clearly states that any transactions outside this scope \u2014 such as merchant \u201cpay-out transactions\u201d \u2014 should not be routed through the escrow account designated for payment aggregator operations.<\/p>\n\n\n\n

PPSL will also need to undergo a comprehensive system audit before the final authorisation is granted.<\/p>\n\n\n\n

Source: Moneycontrol<\/a><\/p>\n\n\n\n

System Audit and Compliance Requirements<\/strong><\/h2>\n\n\n\n

The RBI has instructed PPSL to conduct:<\/strong><\/p>\n\n\n\n