Author name: Archana Chettiar

Systematic Investment Plans (SIPs) are a disciplined approach to investing in mutual funds, allowing investors to contribute fixed amounts regularly to build wealth over time. SIPs are particularly beneficial for long-term financial goals, as they mitigate market volatility, encourage financial discipline, and leverage the power of compounding. However, some investors fall into the trap of frequently switching their SIPs between funds, either due to market fluctuations or in pursuit of better returns.

Investing in the right financial instruments is a great way to grow wealth. But with a range of available options, knowing which one is ideal for you can often be tricky. Among the many investment vehicles available, Specialised Investment Funds (SIF) are a popular choice for those looking to diversify their portfolios and make the most of emerging investment trends.

Employee Stock Option Plans (ESOPs) are a popular way for companies to reward and retain employees by offering them ownership in the company. ESOPs not only serve as an additional compensation tool but also align employee interests with business growth. However, understanding ESOP taxation in India is crucial, as taxes apply at multiple stages, impacting overall returns. Without proper planning, employees may face unexpected tax liabilities when exercising or selling their stock options.

Interest rates are crucial in finance, influencing everything from personal loans to large-scale investments. They represent the cost of borrowing money or the return on invested funds. Understanding how returns are calculated is essential when investing in financial instruments such as mutual funds, fixed deposits, or stocks.

Understanding how much your investment grows over time is essential. Two widely used metrics for measuring investment returns are XIRR vs CAGR. Both help investors evaluate performance, but they work differently.

If you’re active in the stock market, you have likely come across various financial terms. One such term is Mark to Market (MTM). But what does it mean?