Author name: Archana Chettiar

When you apply for a loan, a lender’s checklist includes your credit history, current loans (if any), and income, all to determine your capacity to repay the loan in time. Similarly, when one decides to invest in a company, one can check whether the company has taken loans, and if yes, whether it has taken the loan in accordance with its capacity to repay. An overview of this scenario can be obtained by analyzing one of the important financial ratios, the debt-to-equity ratio. What is it, and how is it interpreted? 

Looking for top stock market apps in India? Managing investments and trading has become incredibly convenient in today’s fast-paced world thanks to advanced stock market apps. These apps simplify trading and offer a wide range of features like real-time updates, portfolio tracking, and educational resources. 

If you invest Rs.10,000 in a plan with 10% simple interest for 5 years, you’ll get Rs.15,000 at maturity. But with 10% annual compound interest, the same Rs.10,000 grows to Rs.16,105. This example clarifies that compounding gives a higher return than simple interest. 

Compounding is a concept that can transform your financial future. It allows small amounts of money to grow into substantial sums over time. But how does compounding work? Let’s explore this powerful financial principle in simple, conversational terms.

The Indian stock market is a hub for investors, traders, and corporations. At the heart of this dynamic ecosystem lies