Personal Finance

Read personal finance blogs on saving, budgeting, investing, and money management to build long-term financial security.

Imagine you need ₹2–3 lakhs urgently. Maybe it’s to pay for a child’s education, unexpected medical expenses, or a once-in-a-lifetime […]

Recently, I met a cousin at a family-get-together. As is often the case these days, we immediately got down to […]

In some ways, choosing a multicap fund is like selecting a cricket team. If you think about it in terms […]

Anita, a 38-year-old marketing executive, just took a work-sponsored financial literacy webinar.  Inspired by the presentation, she went straight to […]

Imagine the investment styles of two investors.  The first investor spends dozens of hours on the stock market, buying and […]

When it comes to long-term financial planning, two popular choices often emerge: NPS (National Pension System) and SIP (Systematic Investment Plan). Both have gained popularity among investors due to their structured nature and long-term benefits.
Rohit, a young marketing professional from Bengaluru, was just trying to get through a rough month. Low on funds and desperate to pay his rent, he clicked on a social media ad offering instant personal loans. The process was quick—he downloaded the app, uploaded his Aadhaar and PAN, and within minutes, ₹5,000 landed in his account. Relief was short-lived. Within 24 hours, the app demanded ₹10,000 as repayment, threatening him with abusive calls and messages. Worse, it accessed his contact list and began harassing his friends and family, turning his financial crisis into a public nightmare.
In today's increasingly interconnected world, Indian investors are expanding their horizons to explore opportunities beyond domestic markets. One such avenue gaining traction is UCITS—Undertakings for Collective Investment in Transferable Securities. These European-domiciled funds offer a structured, transparent, and tax-efficient pathway to global markets, making them a smart choice for those seeking international diversification without regulatory complications.
Aadhaar card holders can now look forward to a simplified verification process and a more seamless experience, thanks to the launch of its new mobile app by the Unique Identification Authority of India (UIDAI). Officially unveiled by Union Minister for Electronics and Information Technology, Ashwini Vaishnaw, during the 'Aadhaar Samvaad' event held in New Delhi, the launch marks a big step towards making digital identity verification more efficient and secure by using technologies like facial recognition and QR code scanning.
Owning your home outright—sounds like a dream, right? A space that’s truly yours, free from monthly EMIs, where every corner reflects your hard work and aspirations. But with a hefty home loan hanging over your head, that dream might feel like a distant reality, buried under years of repayments and mounting interest. The good news? You don’t have to wait decades to achieve financial freedom.

Frequently asked questions

Get answers to the most pertinent questions on your mind now.

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What is an Investment Advisory Firm?

An investment advisory firm is a company that helps investors make decisions about buying and selling securities (like stocks) in exchange for a fee. They can advise clients directly or provide advisory reports and other publications about specific securities, such as high growth stock recommendations. Some firms use both methods, like Research & Ranking, India’s leading stock advisory company, specializing in smart investments and long-term stocks since 2015.

An investment advisory firm is a company that helps investors make decisions about buying and selling securities (like stocks) in exchange for a fee. They can advise clients directly or provide advisory reports and other publications about specific securities, such as high growth stock recommendations. Some firms use both methods, like Research & Ranking, India’s leading stock advisory company, specializing in smart investments and long-term stocks since 2015.

An investment advisory firm is a company that helps investors make decisions about buying and selling securities (like stocks) in exchange for a fee. They can advise clients directly or provide advisory reports and other publications about specific securities, such as high growth stock recommendations. Some firms use both methods, like Research & Ranking, India’s leading stock advisory company, specializing in smart investments and long-term stocks since 2015.

An investment advisory firm is a company that helps investors make decisions about buying and selling securities (like stocks) in exchange for a fee. They can advise clients directly or provide advisory reports and other publications about specific securities, such as high growth stock recommendations. Some firms use both methods, like Research & Ranking, India’s leading stock advisory company, specializing in smart investments and long-term stocks since 2015.