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We hear many stories of an investor wanting to become rich, but losing everything he had. Here’s a case that I recently heard. Mr. Mehta (first name undisclosed on request), age 70, still working hard to repay the money he borrowed to invest in the stock market.

Mr. Mehta first started investing at the age of 48. He started with the amount of Rs. 1,00,000 and invested in companies such as Havells, Wipro, Infosys, etc. He used to buy the shares of companies in the morning and sell them before the end of the trading session. As he puts it, “Investment looked like gambling to me. I used to buy these shares in the morning and sell them off on the same day as soon as the price increased.”

Recollecting his initial days, “Once I made a profit of Rs. 15,000 in a day and this motivated me to invest more.” However, the setback came, when in 1999, many IT companies went bust. Even during such crisis time when he was incurring losses, he used to sell the stocks on the same day itself.”

He says, “I kept on incurring losses, and to recover that, I took debt from my friends and family to make money. I reckoned on penny stocks, and that added to my losses. I lost Rs. 15 lac of my borrowed money. I am still repaying the borrowed amount.”

We discussed Mehta’s case with Manish Goel, Founder-Director at Research & Ranking and what he said was that Mehta suffered losses because he was gambling and not investing in the stock market.

Looking at the example of Mr. Mehta, here is what Manish has to say if the person wishes to invest Rs. 1,00,000.

Rule Number 1.

Borrowing to invest

Manish is not in favour of taking leveraged positions while investing in the stock market. And he has an example to mention here. Say for instance, an investor with a capital of Rs. 50,000 takes the loan of Rs. 1,50,000 to invest in a stock. If the stock price falls by 25%, he shall lose his entire surplus. If the stock performs even worse, say falls by 35%, he shall not only lose his capital but also loses Rs. 20,000 on the borrowed money.

Rule number 2.

No Intraday Trading

Many reports suggest that investors who get involved in intraday trading barely make any profits. Creating wealth through investments takes time and patience. It is similar to farmers sowing seeds and then waiting patiently for the plant to grow. Now imagine, that the farmer wants to grow mangoes and sows the seeds for it on his farm. The next day his neighbour tells him that apples are better. So the farmer replaced mango seeds with apple ones.  Now after a few days, his friend tells him that oranges are the best to sow, so you sow oranges seeds.

In this process, a farmer shall waste his time and even spend money on seeds, fertilizers, equipment with no fruit sowed.

Trading is similar to the above example, and won’t do any good till you give time to the business to grow.

Rule Number 3.

Don’t Invest Time In Media News Flow, Invest In Knowledge

Another rule while getting started is to avoid the herd mentality and media news flow. The logic is to invest only in businesses you understand and have conviction in. So if you don’t understand the cement industry, don’t invest in that. Pretty simple! Similarly, if you trust your research or understood the research reports sent by your financial partner and have conviction in the businesses you’re holding, leave the rumours and stay invested.

These are the simple logic to follow. However, many investors work hard in identifying companies to invest.

Rule Number 4.

Success In The Stock Market Has To Do More With Emotional Quotient (EQ) Than Intelligence Quotient

I have seen many investors going by the various ratios, technical indicator or algorithms to achieve success in the stock market. However, the same investors, incur losses due to emotional biases such as greed, fear, overconfidence, etc. I am not saying that technical knowledge should be overlooked; the point here is that emotional decisions are often more expensive in the long run. In the case of Mr.Mehta, because he made a profit of Rs. 15,000 once, he further got greedy to make more money.

Rule Number 5.

Take The Help Of An Expert

The losses incurred by Mr. Mehta can be attributed to not taking the advice of a financial partner. In the desire to make more money, he invested without the proper understanding of the businesses, borrowed money to invest, lost patience and made many wrong decisions. Remember: There is always a professional who can be a doctor to improve your financial health.

The choice is yours, whether you want to adopt a holistic approach or not.

Read more:  How Long-term investing helps create life-changing wealth – TOI.

2018 has been a year that taught me a lot. From interacting with investors at a couple of Elite Club Conclaves to explaining others on why long term equity investment is probably the only way to create wealth, 2018 was one pleasant experience to say the least.

There have been a lot of learnings all throughout the year. Saying this, what better time to implement a few of them?

Here are 5 Financial Resolutions I take this New Year:

1. Adequate Savings: I will plan my spending patterns in a way where I can save and invest a certain amount by the end of the year. This is extremely important if I want to ensure me & my family to lead a lovely life in the future and never have to adjust for anything.
2. Systematic Investing: I will ensure I invest my savings wisely. I will not just trust anyone into putting all my savings in 1-2-3 baskets. I will spread them across well across systematically. I will read, do my bit of research and only once I am satisfied will I commit to invest my money there.
3. Avoid Speculation: Being it going for speculative investing or being speculative about some rumours or investing based on gut, I will completely avoid all of it. I will surely ensure I do not fall into this trap.
4. Investments don’t need 24×7 surveillance: I shall invest wisely and also keep a track on my investments, but I shall not monitor them minute-by-minute. Just because there is technology available to do so, doesn’t mean I abuse it that way.
5. Invest in Health & Life Insurance: Medical bills are rising by the day. I am extremely healthy today, but I do not want to speculate about it for tomorrow. I neither want my health to be a burden or especially a financial burden for anyone. Plus, just in case if something bad has to happen to me, I need to have enough money for my family not to at least worry about money.

Being a long term investor implies that you are happy to accept a specific amount of risk in pursuit for higher rewards and that you can bear to be patient for a longer period of time.

I am sure you are thinking on why I am sharing them with you! Because I urge you as well to take them up. And what is a better time to start improving your finances than now, the start of a New Year?

Read more:  How Long-term investing helps create life-changing wealth – TOI. 

You will come across investing jargon everywhere, and to learn the nuances of investing, it’s important to understand the investing terms. Here we decode the 8 most commonly used investing jargons in the Indian stock market.

Margin of Safety: Margin of safety (MOS) is the difference between the intrinsic value of a stock and its market price. Investment moguls such as Warren Buffett considers this principle as a cornerstone of successful investing.

Alpha: It is most commonly used to measure the performance of portfolio manager. It is used to depict the portfolio returns in relative to the benchmark indices. For e.g. an alpha of 1.0 indicates that the portfolio’s return surpassed benchmark index (Sensex or Nifty) by 1%. Similarly, if the benchmark fetches a return of 15% as against a return of 10% on a portfolio, alpha would be -5%. Goes without saying, an investor prefers stocks which have a high alpha.

Beta: Investments are based on a risk-reward principle, which helps investors to determine how much risk they are willing to take in order to achieve the returns. Beta is frequently used to measure the volatility of an asset or portfolio in comparison to the overall indian Stock market. A beta of 1 indicates that the price movement is exactly similar to the market movement. A beta of less than 1 indicates that the stock is less volatile, whereas a beta of more than 1, indicates that the stock is more volatile.

Growth Stocks: Unlike dividend stocks which provide you with a generous income in the form of dividends, growth stocks don’t pay you dividends as the companies are scouting for growth or rapid business expansion. They are shares of companies which are forecasted to grow at a rate higher than the industry norm. Their prices tend to oscillate at a rapid rate which categories them as highly risky, but the risks are compensated with the possibility of high returns as well.

Value Stocks: They tend to trade at a lower price as compared to its fundamental or intrinsic value, and hence, investors believe they are undervalued. Key indicators of such stocks are low price to book value ratio or low price to earnings ratio. Many investors believe that the price of such strong shall rebound to reflect its true value. Value investors are always on the lookout for such bargain deals and conduct robust fundamental analysis of stocks before buying them.

Compounded Annual Growth Rate (CAGR): It is a useful measure to determine the growth of your investment over a specified period. It is calculated as:

It describes the rate at which an investment would have grown if it had to grow at a constant rate each year. The concept of CAGR comes into the picture, only if you reinvest your gains every year.

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” – Albert Einstein

Market Capitalisation: It is the aggregate value of a company’s outstanding shares, which is calculated as: Current market price X Total no. of outstanding shares. It is an important parameter to determine a company’s size, returns and risks as well as stock selection. Though there is no hard and fast rule to classify the companies based on their market cap, they are normally categorised as small cap companies (market cap less than INR 1,000 crore), mid cap companies (market cap between INR 1,000-10,000 crore) and large cap companies (market cap more than INR 10,000 crore). Small cap stocks are considered to be the riskiest, whereas large cap stocks are believed to be less risky.

Earnings Per Share (EPS): EPS is used to gauge the profitability of a company. It is calculated by:

(Net Income After Tax – Dividends on Preferred Stock) / Average Number of Outstanding Shares

It is the portion of a company’s profit that is allocated to every individual share of a common stock. The higher the EPS of a company, the better is its profitability.

Read more:  How Long-term investing helps create life-changing wealth – TOI. 

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Here are the top reasons why:

Reason 1: Reduction in corporate tax rates will boost market sentiments

Finance Minister Nirmala Sitharaman on 20^th September 2019, reduced the effective corporate tax rates for domestic companies to 25.17 percent, inclusive of all cess and surcharges. This move is will make not only make Indian companies competitive globally but also beat the current slowdown in the economy as well as boost the market sentiments.

Reason 2: US and China are making goodwill gestures

Recently China and the United States had “constructive” discussions on trade in Washington. This move is expected to bring some respite to trade war between USA and China. This will improve market sentiments further as over the last few months US-China trade wars had hammered global stock markets badly, triggering a sell-off in Indian markets too.

Reason 3: Rollback of FPT tax surcharge

Government has rolled back the tax surcharge announced in the Union Budget for foreign portfolio investors (FPIs) with an income of more than 2 crores. Ever since the surcharge was announced in July, an estimated $3 billion flowed out of the Indian market with FPI’s turning net sellers in the Indian share market. Experts believe this rollback move by the government could turn foreign investors once again bullish on Indian share markets.

Reason 4: Attractive valuations of stocks in Indian share market

Given the corrections in the Indian share market over the past several months, several good businesses are currently available at attractive valuations.

To give you a brief idea let’s take a look at some of the stocks In Indian Share market which have corrected significantly:

The above stocks are few examples just for your reference how most of the stock in the Indian share market has corrected over the last few months. To conclude, this is indeed the right time to average your investments in the share market. Remember by averaging your costs in good quality stocks you are not only reducing your investment cost per share but also the risk.  

Read more:  How Long-term investing helps create life-changing wealth – TOI.

With India striving to become USD 5 trillion dollar economy by 2025, many businesses are likely to witness explosive growth making them best shares to buy in India.

The budget for 2019 unveiled last month has revealed important clues to investors about the best shares to buy in India. In the budget, the Narendra Modi led NDA 2.0 focussed on three main sectors to set the economy on the path of achieving the $5 trillion target: huge infrastructure development, easing up credit and restructuring agriculture sector. Hence many of the best shares to buy in India can be found in these sectors.

Let’s take a detailed look at these sectors:

Infrastructure

In the budget, the government has made an allocation of Rs 100 lakh crore over five years on building infrastructure across the country. An annual spend of Rs 20 lakh crore instead of the current Rs 7 lakh crore. This includes Rs.80,000 crore allocation to upgrade 1.25 lakh kms of rural roads. The Modi government also plans to build 19.5 million houses by 2022 under the Pradhan Mantri Awas Yojana-Gramin. Overall over the next 5 years we can expect huge infrastructure development in roads, railways, bridges, airports and ports. Due to this massive boost for infrastructure, many companies in engineering and capital goods sector will get a massive boost making them best shares to buy in India.

Banking & NBFC sector

Modi government has made it quite clear about the intent to clean up the financial system which is currently in disarray. The budget allocated Rs 70,000 crore for the recapitalization of banks and a revival package of Rs 1 lakh crore for the stricken non-banking financial companies (NBFC) sector.

The results of steps like implementation of IBC code and other banking reforms undertaken in last 5 years are likely to be seen over the next 5 years with many banks cutting down on NPA size and making profits. Hence many top performing companies in this sector with low NPA size can be considered as best shares to buy in India.

Agriculture sector

The budget saw the launch of many new schemes to reduce financial stress and boost complementary income opportunities towards the goal of doubling farmers’ income by 2022.

The government plans to create over 10,000 new farm producer organisations (FPOs) to improve economies of scale over the next five years and setting up many livelihood business incubators and technology business incubators to develop 75,000 skilled entrepreneurs in the agro-rural industry sector. So many top companies operating in agro-rural sector are likely to benefit making them best shares to buy in India.

Read more:  How Long-term investing helps create life-changing wealth – TOI.

Sensex & Nifty are down by around 1% at the start of the week. There was a bit of chaos and panic out there, and somewhat understandably so as well – after what we have seen has happened to stocks, especially small and mid-caps, it’s natural that a layman would be worried.

But what is beyond us is that there are those so called “experts” who are fuelling this fire.

Let’s break this in 3 parts for you:

1. USA & the Trump Card – Markets in the USA have been witnessing some fall over the past few days that have got the world to think of recession and not just that, they are talking of a global slowdown.

Are we missing out on seeing the key economic indicators? The interest rates in USA are rising on the back of strong economic growth, the internal demand (consumption) seems to be picking up, the unemployment rates seem to be on the downslope, etc. But yes, like we said, there have been some differences between the President and the Chairman of FED and along the recent hike in interest rates by the latter haven’t been taken very positively by the markets.

But, seeing all this, it surely doesn’t suggest anything of what is being portrayed out there. No, the USA economy is neither falling apart nor does it signify any global growth going down. Maybe, it could be suggesting the opposite.

2. Stock Markets and Elections – This is something on our mind all through and let us show you why we see the green side here. Let’s first put across a set of figures across to you.

 

What does the table suggest to you? We understand from this, as we approach the elections, the stock markets have seen an 83-93% growth in 5 years of the past 3 government cycles and we are just at around 62.17% now. Wouldn’t the markets grow up to that 90-95% mark until the Central elections in mid-2019? That would mean they have to have a 25% jump from here until then. If you are confused on how this would happen, let us highlight a few reasons to you.

3. The GREENs in India – The list is long. The Central Government has been reducing GST rates and despite that, we have been seeing a continuous rise in the overall GST collections. Even though the GST rates have been going down and the collections have been going up, what does it suggest to you?

Think of this as a reality, the overall liquidity condition in the country is improving, inflation is now under control, the indications we get from RBI are that there may be a drop in interest rates in the next RBI policy meeting. What does this suggest? To us, it suggests all this put together should give a significant boost to corporate earnings.

Coming to NCLT & IBC, think this, when the government put out the target of recovering Rs. 100,000 crores in 2019, how many of us thought it would be possible? Well, NCLT has already helped recover Rs. 80,000 crores and the number is in all likelihood to go well beyond Rs. 100,000 crores in 2019 as there still are many big default cases pending. Wouldn’t this give a big push to the banking sector?

Nifty companies are likely to show a 20% jump in EPS in the FY20, taking it to around 640-660 EPS for the year FY20. So, if we value it at around 18-19 times, we can expect the markets to go up by 15-25% in the next 3 to 6 months touching 12,000-13,000 levels on the Nifty.

And lastly, we had concerns over the falling Rupee & rising oil prices a little while back, now with the oil prices falling a bit, leave all the rumour mongering on the economic crisis due to oil prices going high, now there are whispers going on about a global slowdown. Would you want to fall into the rumour trap once again?

Would you still be fearful to invest now and miss the bus one more time?

Read more:  How Long-term investing helps create life-changing wealth – TOI. 

Copying the stock picks of successful investors to create your own portfolio of stocks? For many people, this is what they actually do when investing in stocks.

And at least to them, this seems to be the easiest and the most efficient way to pick the right stocks that can turn into future multibagger stocks. After all, successful investors would have done their due diligence before investing their own money. Isn\’t it? So there can’t be much of a risk following such a strategy.

We are talking about Copy Cat Investing, which only sounds good in theory but the reality is very different.

Or what is globally known as ‘Coat-tailing’ successful investors or ‘Side-Car Investing.’

What Exactly Is Copy Cat Investing?

It is fairly simple to understand.
You as a copycat investor have to keep track of what the so-called successful investors/big institutional investors are buying.

And then, just replicate it in your own portfolio!

You may not copy the entire portfolio, but a stock pick from here and a stock pick from there (based on your personal judgement) ends up creating a portfolio of stocks that can be referred to as a copy-cat portfolio.

So How Can You Track These Investors?

There are a number of ways to do it. Some prominent ones are:

• All listed companies need to disclose the names of investors who hold more than 1% of the stake in the company. This can be a source to find which big investor is getting into which company.

• Stock exchanges publish block or bulk details data on a daily basis. This is also a source to find out who is buying what.

• These days, many popular investors take it to social media to share their stock picks. And copy-cat investors end up taking cues from there.

• Another source can be a monthly portfolio disclosure of mutual funds. If a good mutual fund is initiating or building up a position in a stock, the monthly disclosure will tell that very clearly.

In short, there is no lack of information when it comes to finding out which stocks the successful investors are picking up.

No doubt it’s an easy strategy. But the question is whether this strategy really works or not?
At this point, we must remind ourselves that in markets, there are no free lunches. Generating alpha (or outperformance) from stocks requires proper research, skill and adequate allocation. And this has been the secret of successful investing for decades.

So Does It Mean That Copying Successful Investors Don’t Work?

No. It can work at times. But for most people, it would not work consistently. And that is the biggest danger of this strategy.

Common Pitfalls Of Copy Cat Investing

Let us try to understand where this strategy can go wrong and why it would not work for most copycat investors:

1. Inability to replicate diversification of successful investors’ portfolio Most big or institutional investors have a large number of stocks in their portfolios. Though the concentration would be higher towards high-conviction bets, they keep adding new stocks to test various investment theses before building on their positions. Unfortunately, most copycat investors do not have the ability or money to replicate such levels of diversification. The result is, that the stocks that they are copying may have a very small position in big investors’ portfolio. But the same will have a big position in the copycat portfolio. Unfortunately, this is where the problem arises. More so, if that particular copied stock idea starts to take a nosedive.
2. Inability to replicate investment horizon Most successful investors have a long-term horizon that goes into years. They are ready to wait for years for the long term investment thesis to play out. But copycat investors, they lack patience and end up exiting too early. Result? They are able to copy the stock picks but not the returns delivered by those picks because they exit too early. On the other side of the spectrum is the situation where copy investors end up confusing a trading idea for an equity investment pick. They keep holding it even when the time to exit it has long gone.
3. Not enough knowledge / inability to research Most successful investors have enough knowledge (or insider information) about what is going on within the companies. So they are privy to information that in their view, makes it reasonable to remain invested in their stocks even when the stock might be underperforming on an interim basis. Unfortunately, the copycat investor doesn’t have this advantage and hence, ends up taking hasty decisions (generally to exit) if the stock is not performing as well as they want it to perform. To put it very simply, it is difficult for a copycat investor to not panic in times of trouble because he/she doesn’t have the in-depth knowledge of the stock and business behind it.
4. Delay in Information This is similar to lack of knowledge. But generally what happens is that the copycat investors source their information from public sources or social media. This obviously is the last source of information dissemination. So by the time, this information is out, it is already a little late. Big investors would have already built up a major part of their positions in the stock via several entities without triggering the disclosure norms. So this delay in information is also a reason why copycat investors are unable to buy in at an investment-worthy price.
5. Public disclosure of entry but delayed news of exit This happens a lot. A copycat invest will enter a company as soon as the news of big investor is out in open. But on the other hand, most big investors do not disclose when they are exiting a stock or reducing their stake. By the time this news of exit reaches the common investor, the stock price is already low, and he once again fails to make money.

Here is a pictorial depiction of how a copycat investor generally reacts:

If you observe the above image carefully, you will understand why most copycat investors never make big money. They just react to various news items and never have any idea about the complete picture.

While it does look good on paper or theory to try and mimic the investment picks of successful investors, it is often much harder if not impossible to do so in practice. Coat-tailing or copying stocks of successful investors has its own set of risks that most people don’t understand.

But having said that, it must also be agreed to that tracking the stock picks of big investors can be a useful source of investing ideas. But then, one has to do the necessary homework to understand the reason for the stock pick and not go about copying them blindly.

If you have the skill, time and dedication to conduct a detailed fundamental analysis of the businesses, then you can do it by yourself. Or else, it makes sense to seek help from competent investment advisors who are using smart and well-proven research strategies to find out the growth stocks/multibagger stocks which have the potential to grow manifold and should be a part of the robust long-term portfolio in order to create wealth in the Indian stock market.

Every investor’s looks for the multibagger stocks. Get the guidance to buy the best stocks in Indian stock market.

Read more:  How Long-term investing helps create life-changing wealth – TOI. 

share recommendations, themselves depend on others for it and do not understand the reason why the particular share recommendation will work.

Let’s take a look at an example of why one should never invest on the basis of random share recommendations.

Prashant was driving back home from the office with his colleague Suhass when his car sputtered to a halt.

“Oh no, not again. This car is giving me a lot of trouble lately” said Prashant with a dejected look.

“Well why don’t you buy a new one?” asked Suhass.

“I cannot afford a take a car loan now as I have many other commitments. Besides I will get only 2 lacs for this 8 year old car now so I have to chip in atleast 3 lacs more from my pocket” replied Prashant.

“Well don’t worry. I have a confirmed share recommendation .You can just sell off your car and invest this 2 lacs in XYZ stock. It is going to increase by 5 times in next 6 months as its biggest competitor is planning to take over it. So it you invest 2 lacs you will easily get around 8 to 10 lacs in next 6 months. I think you can easily buy a sedan instead of a hatchback with that kind of cash in hand” replied Suhass.

Taking Suhass’s advice seriously, Prashant sold off his car for 2 lacs the next day and invested the amount in XYZ stock.

After a month as a result of market correction, the stock lost as much 60% of its value. With this the total value of Prashant’s investment fell to Rs.80,000 from 2 lacs. Struck by panic he decides to check with Suhass.

“It’s going down continuously. What should I do now?” asked Prashant.

“Don’t worry it is just falling with the market correction. Just wait for 3 months and see it will not only bounce back but also give you 5 times return” assured Suhass.

After 3 months the stock price of XYZ stock fell further by 60% reducing the total value of the investment  to Rs.32000/-

To save whatever was left, Prashant decided to sell off the stock and salvage Rs.32000/-.

The above story is nothing new. It has been played out countless times. There are thousands of Prashants out there who have been misled by the generic share recommendations offered by office collegues, friends, relatives, Whatsapp group messages and TV channels.

Stay Away From Free Share Recommendations

Most people have a tendency to invest in recommendations. However, what they fail to realize is that such share recommendations are incomplete and incorrect. In many cases, such share recommendations are deliberately shared by scamsters with a malicious intent of artificially manipulating the price and trapping innocent investors.

If you really want to create money from stock markets, ignore free share recommendations provided by self-proclaimed market experts. Instead, opt for share recommendations offered by a professional financial advisory service as they are best suited to offer you correct investment advice on the basis of thorough research.

Read more:  How Long-term investing helps create life-changing wealth – TOI.

There are many of financial advisory services in India. But still majority of stock market investors prefer to invest on their own.
Believe it or not, do-it-yourself investing is like self-medication.

Imagine you are in deep pain due to tooth decay and instead of going to dentist you try some home remedies or over the counter pain killers. It may give some temporary relief, however the pain will keep cropping up after every few hours because the root cause of the problem still exists.

While overdose of pain killers and resulting complications may be an altogether different issue, the biggest issue in this case is lack of seeking professional help from a dentist who knows how to get to the root of the problem and solve it.

Just like a dentist who is an expert professional who can diagnose and resolve your dental issue successfully, financial advisory services in India offer professional expertise to help an investor to create wealth.

Yet as per estimates more than 90% of stock market investors in India prefer to invest to on their own without depending on financial advisory services in India.

While very few are successful, most investors end up with losses and quit the markets or keep trying by investing again and again and in the process make further losses.

It is said that “If you want to be successful in something change your strategy, not your goals”

When we talk about stock markets, the first thing that comes to our mind is wealth. And of course those few people who have created huge wealth from it like Warren Buffet and Rakesh Jhunjhunwala.

But then how many people like Warren Buffet and Rakesh Jhunjhunwala do we know who have managed to build such huge empires from stock markets.

Maybe one can recollect handful names like:

• Benjamin Graham

• Charlie Munger

• Peter Lynch

• John Templeton

The list of names would hardly go above 10 or 20. Have you ever wondered why so less?

Because there are only very few investors who understand the right methodology to create wealth from stock markets. And they not just create wealth but are able to sustain it for future use.

Which unfortunately 90% of investors don’t understand. By seeking expert help of a financial advisory service in India, any investor can gain the professional edge to become a successful investor.

As a SEBI registered financial advisory services in India, how Research and Ranking can help you in wealth creation?

Research & Ranking was founded in the year 2016 with the prime objective of “Wealth Creation” through long-term equity investing.

According to estimates, less 2 per cent of Indians invest in stocks and majority of these investors are often confused, misguided or ill-informed. As a SEBI registered financial advisory service in India, Research & Ranking aims to change this scenario by busting the myths about equity investing and providing investors with tech-enabled solutions for creating long term sustainable wealth.

Research & Ranking’s journey as a financial advisory services in India

Research & Ranking is a part of the Equentis Wealth Advisory Group which was incorporated in the year 2009. Research & Ranking is headquartered in Mumbai and has offices in Delhi and Thane and has team size of over 100 professionals which includes an in-house team of research professionals with several decades of experience.

Since inception, Research & Ranking has educated, empowered and realized the financial goals for more than 7000+ investors by offering a tailor-made portfolio based on their profile.

Read more: About Research and Ranking.

Welcome to the world of simplified long-term investments!

Investing may look relatively easy now with information right at the tip of your fingers.

However, 9 years ago, when the digital era was not the buzzword, there were countless obstacles and myths surrounding the stock markets. Investors used to buy/sell businesses on the basis of ad hoc news, tips, rumours, etc.

We identified the problem and it is during one of those times in the year 2009, we incorporated ‘Equentis Group’ with a single mission of changing the financial lives of many by helping them navigate through the confusing lanes of the stock market.

We have set out a big mission to ‘Empower and Educate’ the investors to make them the ‘Billionaires’ of tomorrow.

Our objective is simple: Deliver ‘Quality’, made possible by ‘In-depth Research’ and ‘Technology‘, which is lacking big time today, as millions of seasoned investors and 400 million millennial are waiting for it.

What we promised and relentlessly delivered to our investors was:

• We don’t target short-term returns.We believe in long term investment. Instead, we helped 5,000+ investors take the first step towards creating sustainable wealth through long-term investments.
• With the right mix of rigorous research, education and discipline; we ensured half the job of our investors was done!
• We followed the disciplinary approach and guided our investors to make rational decisions during all market conditions.

All of this may look too big. But that’s the core of Equentis group! And now as we complete 9 years of wealth creation for our thousands of investors, we’re just getting started to bring the wind of change in the otherwise chaotic world. We are proud to say that 92% of our customers showed their loyalty and are willing to recommend R&R to their family and friends. We understand this responsibility and are always thinking of new ways to improve, innovate and become more useful to our investors. And we don’t wish to stop here.

In fact, we take immense pride to share few initiatives in this direction such as:

• Elite Club Conclave for our privileged investors
• Launch of R&R mobile app to simplify and ease the wealth creation journey
• Focused approach on improving the systems, customer service and product
• Improving technology to make our platform more user-friendly and personalized

In the coming days, we will be undertaking more educational initiatives with our Investor Education workshops and branding initiatives to create more awareness around how sustained wealth can be created in a hassle-free manner.

Our vision is clear. We wish to:

• Become a listed company by 2021-22
• Lead technological innovation in the equity market investment & research space
• Deliver the best value for money to all our investors
• Create wealth for all our customers, shareholders & colleagues

It is not necessary to do different things. Sometimes, a simple thing done differently can bring in extraordinary results.

And we at Equentis, believe in staying true to this by following a simple (yet stringent) methodology and helping our investors follow them with patience, perseverance and discipline for a longer term to experience big results.

This is what has been an endeavour of Equentis, is, and will always remain…

And before we get back to serve you better, we thank you once again for your pertinacious support, for showing your trust in our wealth creation for long term investments products and being with us while we built a better, stronger and phenomenal product, technology and process.

With Gratitude,
Equentis Team

Read more:  How Long-term investing helps create life-changing wealth – TOI.