Author name: Archana Chettiar

When companies need funds for expansion, new projects, or sustaining operations, they explore various financing options. One such method is an Initial Public Offering. IPOs allow a private company to raise capital by offering its shares to the public for the first time in exchange for equity.

When investing in the stock market, one term you’ll often encounter is “market capitalization” or simply “market cap.” Market capitalization is a vital metric used to gauge the size of a company. It reflects how much investors are willing to pay for a company’s stock and serves as a quick way to assess its value in the market. But why should investors care about market cap? The short answer is that it helps investors make smarter decisions about where to invest.

Inflation is a common term in economics, but did you know that your personal inflation rate can differ significantly from the official inflation rate? While governments report national inflation rates based on a fixed basket of goods, your spending habits, lifestyle, and financial goals influence your individual experience with rising costs. Understanding your personal inflation rate helps you make better budgeting and investment decisions.

Credit cards provide financial flexibility, allowing users to make purchases without immediate cash payments. However, if not managed wisely, they can lead to mounting debt due to interest charges. Understanding how credit card interest works is essential for avoiding unnecessary costs and staying financially healthy.

In 2020, the Indian government significantly changed dividend taxation by abolishing the Dividend Distribution Tax (DDT). This move shifted the

Investing in real estate in India is one of the many ways to build wealth over time. Whether it’s buying

In India, a Hindu Undivided Family (HUF) is a special legal setup that helps families manage their finances and taxes