Author name: Archana Chettiar

A mutual fund is a common instrument of investment that collects money from various investors to invest in a diversified portfolio assets like stocks, bonds, and others. It offers professional management and reduced risk through diversification. The returns you earn from a mutual fund—whether through dividends, interest income, or an increase in the value of the fund’s holdings—depend on the overall performance of the underlying assets and market conditions. 

When you invest in mutual funds, you trust someone else to manage your money wisely. But do you know who that “someone” is? That’s where an asset management company steps in. Whether you’re a first-time investor or already into SIPs, understanding the role of an AMC helps you make better investment decisions.

Investing in mutual funds offers various strategies tailored to meet different financial goals. Two popular methods are the Systematic Investment Plan (SIP) and the Systematic Withdrawal Plan (SWP). While they might sound similar, they serve distinct purposes. Let’s delve into the details of what is SWP and SIP, the difference between SIP and SWP, and how to decide which suits your financial objectives.

When starting your investment journey, you come across multiple pieces of advice from people already investing- some talk about going for safer options, while others advise you to aim for high-growth or market-linked investments. Among the different options, two common avenues mentioned include a Systematic Investment Plan (SIP) and Public Provident Funds (PPF). What is SIP and PPF? 

HCL Technologies is India’s third-largest IT services company in India by both revenue and market capitalization, after TCS and Infosys. Their performances are closely monitored by investors to predict future trends in the Indian IT space and the overall performance of the sector.