Investing – Blog Category

If you’ve ever looked into investing in mutual funds through a distributor, chances are you’ve heard of something called an ARN code. But what does it really mean? And why is it so important to understand ARN meaning in mutual fund ecosystem?

In recent years, more investors have opted for mutual funds to meet their financial goals, retirement plans, or save for their children's education. But for many first-time or non-finance-savvy investors, choosing the right fund can be overwhelming. That’s where a mutual fund distributor steps in.

Say you invested in two mutual funds with different asset compositions. After a year, both gave a return of Rs.5000, but the tax levied on both differed. This caused the return on one to slip to Rs.4500 and the other to Rs.4750. This is why it is important to analyze the tax rules applicable to different types of mutual funds.

Systematic Investment Plan (SIP) in Exchange-Traded Funds (ETFs) is a relatively new investment approach that is gaining traction in India. Unlike traditional SIPs in mutual funds, SIP in ETFs allows investors to regularly invest a fixed amount in ETFs, which track indices like Nifty 50 or Sensex. The increasing awareness of low-cost investing, transparency, and diversification benefits has made SIP in ETFs a popular option.

When you get a phone call, you can easily identify whether the number is an Indian phone number or of some other country- thanks to the system of country codes. A similar system is followed to track our investments, the system of Committee on Uniform Securities Identification Procedures (CUSIP) number. What is the CUSIP number? How does it help? Let’s understand

Investing can sometimes feel like navigating a maze, especially with the myriad options available. One popular route many Indian investors take is through Systematic Investment Plans or SIPs. But did you know different types of SIPs are tailored to various financial goals and situations?

A mutual fund is a common instrument of investment that collects money from various investors to invest in a diversified portfolio assets like stocks, bonds, and others. It offers professional management and reduced risk through diversification. The returns you earn from a mutual fund—whether through dividends, interest income, or an increase in the value of the fund’s holdings—depend on the overall performance of the underlying assets and market conditions.