General Insurance Corporation of India

₹377.6

-4.5 (-1.2%)

GICRE Share Price

Insurance

As on December 16, 2025

SectorFinancial Services

IndustryInsurance

Basic IndustryGeneral Insurance

Market Cap₹ 66,053 Cr

P/E Ratio9.89

Dividend Yield0.53 %

Trendline Performance

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T&C*

Technicals

Indicators	Value	Signal
5-DMA	379.48	Bearish
10-DMA	380.42	Bearish
20-DMA	382.9	Bearish
50-DMA	383.32	Bearish
100-DMA	379.04	Bearish
200-DMA	390.38	Bearish

Historical Performance

1 Year

-14.7%

3 Years

126.6%

5 Years

167.1%

10 Years

N/A

Shareholding Pattern

Values Analysis

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Profit & Loss

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Net Sales	---	---	---	---	---
Total Expenditure	---	---	---	---	---
Other Income	1,819	3,674	5,044	1,547	115
Operating Profit	---	---	---	---	---
Interest	---	---	---	---	---
Depreciation	---	---	---	---	---
Profit Before Tax	95,625	81,026	83,613	39,422	32,359
Consolidated Net Profit	---	---	---	---	---
Adjusted EPS	42	38	39	14	11

Compounded Sales Growth

10 Years:N/A

5 Years:N/A

3 Years:N/A

TTM:N/A

Compounded Profit Growth

10 Years:20

5 Years:45.3

3 Years:27.3

TTM:0.6

Stock Price CAGR

10 Years:N/A

5 Years:21

3 Years:31.3

TTM:-14.3

Return on Equity

10 Years:16.6

5 Years:10.9

3 Years:36

last year:38.2

Quarterly Results

Below figures are in Rs. Crores

Particulars	Sep-2024	Dec-2024	Mar-2025	Jul-2025	Sep-2025
Sales	1,70,754	1,35,936	1,28,552	1,22,189	1,05,161
Expenses	63,042	56,557	52,457	45,459	34,856
Operating Profit	1,07,712	79,379	76,096	76,730	70,304
OPM %	63%	58%	59%	63%	67%
Other Income	33,912	31,759	27,333	24,879	18,947
Interest	77,780	58,584	59,248	62,137	53,713
Depreciation	2,345	1,681	1,385	1,277	1,221
Profit Before Tax	61,498	50,873	42,796	38,195	34,318
Tax %	25%	25%	26%	29%	35%
Net Profit	46,149	38,151	31,857	27,296	22,446
EPS in Rs	83	69	58	50	42

Balance Sheet

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Share Capital	8,772	8,772	8,772	8,772	8,772
Total Reserves	4,77,820	4,10,576	3,51,188	2,79,498	2,53,757
Long-Term Borrowings	---	---	---	---	---
Total Non-Current Liabilities	6,915	6,882	6,049	---	---
Other Current Liabilities	8,62,327	8,05,721	7,58,942	---	---
Short Term Borrowings	---	---	---	---	---
Total Liabilities	8,87,996	8,56,917	6,74,701	---	---
Capital Work in Progress	79	---	---	---	---
Long Term Loans & Advances	---	---	---	---	---
Currents Investments	---	---	---	---	---
Short Term Loans and Advances	---	---	---	---	---
Total Current Assets	---	---	---	---	---
Total Assets	8,87,996	8,56,917	6,74,701	---	---
Adjusted Book Value	277	239	205	164	150

Positive

(80 to 100)

Neutral

(60 to 79)

Negative

(0 to 59)

The stock has a low PE of 9.89, which may indicate undervaluation or subdued growth expectations.
Over the last three years, the stock delivered a strong 3-year price CAGR of 26.3%, indicating sustained price appreciation.
The stock carries a beta of 1.2, indicating volatility broadly in line with the market.
In the last financial year, the company reported EBITDA data is unavailable.
In the previous financial year, the company generated revenue data is unavailable.

Investment Calculator

Investment Amount:

₹

Investment Amount: ₹ 1000000

Current Value: ₹ 856915.9

No. of Shares: 2269 (Approx)

Performance:-14.3%

P/L: ₹-143084.1

NIFTY Performance: 6.3%

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