LIC Housing Finance Ltd.

₹519

8.9 (1.8%)

LICHSGFIN Share Price

Finance

As on January 28, 2026

SectorFinancial Services

IndustryFinance

Basic IndustryHousing Finance Company

Market Cap₹ 28,538 Cr

P/E Ratio5.26

Dividend Yield0.96 %

Trendline Performance

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T&C*

Technicals

Indicators	Value	Signal
5-DMA	511.89	Bullish
10-DMA	520.61	Bearish
20-DMA	527.75	Bearish
50-DMA	536.64	Bearish
100-DMA	554.14	Bearish
200-DMA	575.35	Bearish

Historical Performance

1 Year

-9%

3 Years

34.4%

5 Years

31.4%

10 Years

9.4%

Shareholding Pattern

Values Analysis

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Profit & Loss

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Other Income	6	8	143	310	38
Operating Profit	2,65,021	2,45,215	1,97,646	1,69,935	1,78,680
Interest	1,95,284	1,83,879	1,61,348	1,41,511	1,44,504
Depreciation	978	692	690	552	525
Profit Before Tax	68,789	60,681	35,608	27,873	33,651
Consolidated Net Profit	54,422	47,630	28,910	22,863	27,403
Adjusted EPS	99	87	53	42	54

Compounded Sales Growth

10 Years:21.2

5 Years:7.3

3 Years:7.1

TTM:0.6

Compounded Profit Growth

10 Years:31.4

5 Years:17.7

3 Years:18.9

TTM:2.6

Stock Price CAGR

10 Years:0.9

5 Years:5.6

3 Years:10.3

TTM:-9.7

Return on Equity

10 Years:32.9

5 Years:54.2

3 Years:52.6

last year:98.7

Quarterly Results

Below figures are in Rs. Crores

Particulars	Sep-2024	Dec-2024	Mar-2025	Jul-2025	Sep-2025
Sales	1,70,754	1,35,936	1,28,552	1,22,189	1,05,161
Expenses	63,042	56,557	52,457	45,459	34,856
Operating Profit	1,07,712	79,379	76,096	76,730	70,304
OPM %	63%	58%	59%	63%	67%
Other Income	33,912	31,759	27,333	24,879	18,947
Interest	77,780	58,584	59,248	62,137	53,713
Depreciation	2,345	1,681	1,385	1,277	1,221
Profit Before Tax	61,498	50,873	42,796	38,195	34,318
Tax %	25%	25%	26%	29%	35%
Net Profit	46,149	38,151	31,857	27,296	22,446
EPS in Rs	83	69	58	50	42

Balance Sheet

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Share Capital	1,101	1,101	1,101	1,101	1,010
Total Reserves	3,62,417	3,13,666	2,70,746	2,46,407	2,05,004
Minority Interest	37	34	32	29	27
Total Non-Current Liabilities	17,79,934	16,87,675	20,87,810	19,53,250	18,02,670
Total Liabilities	31,27,407	28,96,952	27,66,630	25,33,150	23,48,030
Capital Work in Progress	1	2	8	28	27
Total Assets	31,27,407	28,96,952	27,66,630	25,33,150	23,48,030

Positive

(80 to 100)

Neutral

(60 to 79)

Negative

(0 to 59)

The stock has a low PE of 5.26, which may indicate undervaluation or subdued growth expectations.
Over the last three years, the stock delivered a moderate 3-year price CAGR of 10.1%, reflecting average market performance.
The stock carries a high beta of 1.4, implying higher volatility and elevated risk.
In the last financial year, the company reported an EBITDA of ₹264817 million, reflecting positive operating performance.
In the previous financial year, the company generated revenue of ₹280501 million, indicating a large and established business.

Investment Calculator

Investment Amount:

₹

Investment Amount: ₹ 1000000

Current Value: ₹ 903237

No. of Shares: 1740 (Approx)

Performance:-9.7%

P/L: ₹-96763

NIFTY Performance: 9.4%

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