LIC Housing Finance Ltd.

₹514

3.9 (0.8%)

LICHSGFIN Share Price

Finance

As on October 29, 2026

SectorFinancial Services

IndustryFinance

Basic IndustryHousing Finance Company

Market Cap₹ 28,289.7 Cr

P/E Ratio5.05

Dividend Yield0.97 %

Trendline Performance

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Technicals

Indicators	Value	Signal
5-DMA	504.31	Bullish
10-DMA	509.3	Bullish
20-DMA	520.51	Bearish
50-DMA	532.93	Bearish
100-DMA	535.6	Bearish
200-DMA	532.1	Bearish

Historical Performance

1 Year

-13.4%

3 Years

16.8%

5 Years

26.3%

10 Years

-11.8%

Shareholding Pattern

Values Analysis

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Profit & Loss

Below figures are in Rs. Crores

Particulars	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022
Other Income	129	34	8	143	310
Operating Profit	2,69,924	2,65,059	2,45,215	1,97,646	1,69,935
Interest	1,97,706	1,95,322	1,83,879	1,61,348	1,41,511
Depreciation	1,217	978	692	690	552
Profit Before Tax	71,035	68,789	60,681	35,608	27,873
Consolidated Net Profit	56,037	54,422	47,630	28,910	22,863
Adjusted EPS	102	99	87	53	42

Compounded Sales Growth

10 Years:18.2

5 Years:7.7

3 Years:4.9

TTM:0.5

Compounded Profit Growth

10 Years:27.5

5 Years:15.4

3 Years:14.1

TTM:0.6

Stock Price CAGR

10 Years:-1.3

5 Years:4.8

3 Years:4.5

TTM:-9.9

Return on Equity

10 Years:38.3

5 Years:41.6

3 Years:86.6

last year:101.7

Quarterly Results

Below figures are in Rs. Crores

Particulars	Sep-2024	Dec-2024	Mar-2025	Jul-2025	Sep-2025
Sales	1,70,754	1,35,936	1,28,552	1,22,189	1,05,161
Expenses	63,042	56,557	52,457	45,459	34,856
Operating Profit	1,07,712	79,379	76,096	76,730	70,304
OPM %	63%	58%	59%	63%	67%
Other Income	33,912	31,759	27,333	24,879	18,947
Interest	77,780	58,584	59,248	62,137	53,713
Depreciation	2,345	1,681	1,385	1,277	1,221
Profit Before Tax	61,498	50,873	42,796	38,195	34,318
Tax %	25%	25%	26%	29%	35%
Net Profit	46,149	38,151	31,857	27,296	22,446
EPS in Rs	83	69	58	50	42

Balance Sheet

Below figures are in Rs. Crores

Particulars	Mar-2026	Mar-2025	Mar-2024	Mar-2023	Mar-2022
Share Capital	1,101	1,101	1,101	1,101	1,101
Total Reserves	4,13,189	3,62,417	3,13,666	2,70,746	2,46,407
Minority Interest	41	37	34	32	29
Total Non-Current Liabilities	19,41,407	17,79,934	16,87,675	20,87,810	19,53,250
Total Liabilities	32,41,520	31,27,179	28,96,952	27,66,630	25,33,150
Capital Work in Progress	---	1	2	8	28
Total Assets	32,41,520	31,27,179	28,96,952	27,66,630	25,33,150

Positive

(80 to 100)

Neutral

(60 to 79)

Negative

(0 to 59)

The stock has a low PE of 5.05, which may indicate undervaluation or subdued growth expectations.
Over the last three years, the stock delivered a weak 3-year price CAGR of 4.5%, indicating poor shareholder returns.
The stock carries a beta of 0.9, indicating volatility broadly in line with the market.
In the last financial year, the company reported an EBITDA of ₹269734 million, reflecting positive operating performance.
In the previous financial year, the company generated revenue of ₹287646 million, indicating a large and established business.

Investment Calculator

Investment Amount:₹

Investment Amount: ₹ 1000000

Current Value: ₹ 901043

No. of Shares: 1753 (Approx)

Performance:-9.9%

-98957

NIFTY Performance: -11.4%

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