TCI Finance Ltd.

₹14.26

-0.3 (-2.1%)

TCIFINANCE Share Price

Finance

As on February 16, 2026

SectorFinancial Services

IndustryFinance

Basic IndustryNon Banking Financial Company (NBFC)

Market Cap₹ 19 Cr

P/E Ratio5.13

Dividend YieldN/A

Trendline Performance

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T&C*

Technicals

Indicators	Value	Signal
5-DMA	15.15	Bearish
10-DMA	15.64	Bearish
20-DMA	18.47	Bearish
50-DMA	21.02	Bearish
100-DMA	16.41	Bearish
200-DMA	15.03	Bearish

Historical Performance

1 Year

4.3%

3 Years

338.8%

5 Years

133.8%

10 Years

-35.2%

Shareholding Pattern

Values Analysis

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Profit & Loss

Below figures are in Rs. Crores

Particulars	Mar-2019	Mar-2018	Mar-2017	Mar-2016
Other Income	21	---	19	2
Operating Profit	121	107	129	104
Interest	61	86	86	80
Depreciation	---	---	1	1
Profit Before Tax	60	20	43	22
Consolidated Net Profit	49	17	36	19
Adjusted EPS	4	1	3	2

Compounded Sales Growth

10 Years:N/A

5 Years:N/A

3 Years:N/A

TTM:N/A

Compounded Profit Growth

10 Years:12.6

5 Years:-52.7

3 Years:-48.1

TTM:20.9

Stock Price CAGR

10 Years:-4

5 Years:19.1

3 Years:63.7

TTM:9.8

Return on Equity

10 Years:1.5

5 Years:-6

3 Years:-2

last year:2.8

Quarterly Results

Below figures are in Rs. Crores

Particulars	Sep-2024	Dec-2024	Mar-2025	Jul-2025	Sep-2025
Sales	1,70,754	1,35,936	1,28,552	1,22,189	1,05,161
Expenses	63,042	56,557	52,457	45,459	34,856
Operating Profit	1,07,712	79,379	76,096	76,730	70,304
OPM %	63%	58%	59%	63%	67%
Other Income	33,912	31,759	27,333	24,879	18,947
Interest	77,780	58,584	59,248	62,137	53,713
Depreciation	2,345	1,681	1,385	1,277	1,221
Profit Before Tax	61,498	50,873	42,796	38,195	34,318
Tax %	25%	25%	26%	29%	35%
Net Profit	46,149	38,151	31,857	27,296	22,446
EPS in Rs	83	69	58	50	42

Balance Sheet

Below figures are in Rs. Crores

Particulars	Mar-2019	Mar-2018	Mar-2017	Mar-2016
Share Capital	142	142	142	142
Total Reserves	374	325	308	272
Minority Interest	---	---	---	---
Total Non-Current Liabilities	181	191	227	229
Total Liabilities	904	1,025	1,039	1,034
Capital Work in Progress	---	---	---	---
Total Assets	904	1,025	1,039	1,034

Positive

(80 to 100)

Neutral

(60 to 79)

Negative

(0 to 59)

The stock has a low PE of 5.13, which may indicate undervaluation or subdued growth expectations.
Over the last three years, the stock delivered a strong 3-year price CAGR of 63.7%, indicating sustained price appreciation.
The stock carries a low beta of 0.2, suggesting lower volatility than the broader market.
In the last financial year, the company reported an EBITDA of ₹35 million, reflecting positive operating performance.
In the previous financial year, the company generated revenue data is unavailable.

Investment Calculator

Investment Amount:

₹

Investment Amount: ₹ 1000000

Current Value: ₹ 1097767.5

No. of Shares: 76982 (Approx)

Performance:9.8%

P/L: ₹97767.5

NIFTY Performance: 11.9%

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