GIC Housing Finance Ltd.
₹155.36
-0.2 (-0.1%)
GICHSGFIN Share Price
As on June 12, 2026
SectorFinancial Services
IndustryFinance
Basic IndustryHousing Finance Company
Market Cap₹ 837 Cr
P/E Ratio5.22
Dividend Yield0.29 %
Trendline Performance
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Company Information
Market Insights
Open157.2
High157.69
NSE SymbolGICHSGFIN
Close155.36
Low153.7
BSE Symbol511676
Previous Years High/Low
1 Year High206
3 Year High292.4
5 Year High292.4
1 Year Low130.05
3 Year Low130.05
5 Year Low107.5
Technicals
| Indicators | Value | Signal |
|---|---|---|
| 5-DMA | 152.65 | Bullish |
| 10-DMA | 151.09 | Bullish |
| 20-DMA | 150.49 | Bullish |
| 50-DMA | 150.36 | Bullish |
| 100-DMA | 152.99 | Bullish |
| 200-DMA | 162.83 | Bearish |
Historical Performance
1 Year
-19.7%
3 Years
-10.3%
5 Years
7.6%
10 Years
-44.2%
Shareholding Pattern
%
Values Analysis
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Profit & Loss
Below figures are in Rs. Crores
| Particulars | Mar-2025 | Mar-2024 | Mar-2023 | Mar-2022 |
|---|---|---|---|---|
| Other Income | 100 | 125 | 1,589 | 66 |
| Operating Profit | 9,380 | 9,299 | 10,027 | 9,406 |
| Interest | 7,033 | 7,107 | 7,029 | 7,016 |
| Depreciation | 150 | 150 | 99 | 87 |
| Profit Before Tax | 2,067 | 2,042 | 2,898 | 2,303 |
| Consolidated Net Profit | 1,604 | 1,514 | 2,132 | 1,735 |
| Adjusted EPS | 30 | 28 | 40 | 32 |
Compounded Sales Growth
10 Years:4.3
5 Years:-2.9
3 Years:-1.3
TTM:0.4
Compounded Profit Growth
10 Years:5.2
5 Years:28.6
3 Years:-1.6
TTM:1.2
Stock Price CAGR
10 Years:-5.6
5 Years:1.7
3 Years:-4.1
TTM:-18.5
Return on Equity
10 Years:23.1
5 Years:19.6
3 Years:39.6
last year:29.7
Quarterly Results
Below figures are in Rs. Crores
| Particulars | Sep-2024 | Dec-2024 | Mar-2025 | Jul-2025 | Sep-2025 |
|---|---|---|---|---|---|
| Sales | 1,70,754 | 1,35,936 | 1,28,552 | 1,22,189 | 1,05,161 |
| Expenses | 63,042 | 56,557 | 52,457 | 45,459 | 34,856 |
| Operating Profit | 1,07,712 | 79,379 | 76,096 | 76,730 | 70,304 |
| OPM % | 63% | 58% | 59% | 63% | 67% |
| Other Income | 33,912 | 31,759 | 27,333 | 24,879 | 18,947 |
| Interest | 77,780 | 58,584 | 59,248 | 62,137 | 53,713 |
| Depreciation | 2,345 | 1,681 | 1,385 | 1,277 | 1,221 |
| Profit Before Tax | 61,498 | 50,873 | 42,796 | 38,195 | 34,318 |
| Tax % | 25% | 25% | 26% | 29% | 35% |
| Net Profit | 46,149 | 38,151 | 31,857 | 27,296 | 22,446 |
| EPS in Rs | 83 | 69 | 58 | 50 | 42 |
Balance Sheet
Below figures are in Rs. Crores
| Particulars | Mar-2025 | Mar-2024 | Mar-2023 | Mar-2022 |
|---|---|---|---|---|
| Share Capital | 539 | 539 | 539 | 539 |
| Total Reserves | 19,110 | 17,750 | 16,454 | 14,569 |
| Minority Interest | --- | --- | --- | --- |
| Total Non-Current Liabilities | 55,860 | 54,948 | 87,259 | 96,891 |
| Total Liabilities | 1,07,029 | 1,03,964 | 1,08,350 | 1,18,019 |
| Capital Work in Progress | --- | --- | --- | --- |
| Total Assets | 1,07,029 | 1,03,964 | 1,08,350 | 1,18,019 |
0%
Positive
(80 to 100)
Neutral
(60 to 79)
Negative
(0 to 59)
- The stock has a low PE of 5.22, which may indicate undervaluation or subdued growth expectations.
- Over the last three years, the stock delivered a weak 3-year price CAGR of -4.1%, indicating poor shareholder returns.
- The stock carries a beta of 0.9, indicating volatility broadly in line with the market.
- In the last financial year, the company reported an EBITDA of ₹9377 million, reflecting positive operating performance.
- In the previous financial year, the company generated revenue of ₹10789 million, indicating a large and established business.
Investment Calculator
₹
Investment Amount: ₹ 1000000
Current Value: ₹ 815110.2
No. of Shares: 5247 (Approx)
Performance:-18.5%
P/L: ₹-184889.8
NIFTY Performance: -4.4%
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