L&T Finance Ltd.

₹289.4

4.1 (1.5%)

LTF Share Price

Finance

As on January 28, 2026

SectorFinancial Services

IndustryFinance

Basic IndustryInvestment Company

Market Cap₹ 71,397 Cr

P/E Ratio27.31

Dividend Yield0.1 %

Trendline Performance

Unlock Stock of the Month

T&C*

Technicals

Indicators	Value	Signal
5-DMA	286.26	Bullish
10-DMA	290.6	Bearish
20-DMA	301.06	Bearish
50-DMA	301.62	Bearish
100-DMA	280.41	Bullish
200-DMA	235.57	Bullish

Historical Performance

1 Year

104%

3 Years

230.9%

5 Years

237.5%

10 Years

432.8%

Shareholding Pattern

Values Analysis

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Profit & Loss

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Other Income	22,528	21,574	25,396	43,408	28,180
Operating Profit	96,368	85,305	80,641	70,989	83,591
Interest	60,067	53,867	58,222	57,734	72,377
Depreciation	1,389	1,148	1,112	1,026	857
Profit Before Tax	34,913	30,290	-5,565	12,228	12,613
Consolidated Net Profit	26,437	23,201	16,232	10,701	9,709
Adjusted EPS	11	9	7	4	4

Compounded Sales Growth

10 Years:20.8

5 Years:2.5

3 Years:5.9

TTM:3.2

Compounded Profit Growth

10 Years:25.3

5 Years:9.2

3 Years:19.8

TTM:2.6

Stock Price CAGR

10 Years:18.2

5 Years:27.5

3 Years:49

TTM:98.1

Return on Equity

10 Years:3.7

5 Years:3.9

3 Years:6.5

last year:10.6

Quarterly Results

Below figures are in Rs. Crores

Particulars	Sep-2024	Dec-2024	Mar-2025	Jul-2025	Sep-2025
Sales	1,70,754	1,35,936	1,28,552	1,22,189	1,05,161
Expenses	63,042	56,557	52,457	45,459	34,856
Operating Profit	1,07,712	79,379	76,096	76,730	70,304
OPM %	63%	58%	59%	63%	67%
Other Income	33,912	31,759	27,333	24,879	18,947
Interest	77,780	58,584	59,248	62,137	53,713
Depreciation	2,345	1,681	1,385	1,277	1,221
Profit Before Tax	61,498	50,873	42,796	38,195	34,318
Tax %	25%	25%	26%	29%	35%
Net Profit	46,149	38,151	31,857	27,296	22,446
EPS in Rs	83	69	58	50	42

Balance Sheet

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Share Capital	24,949	24,889	24,797	24,740	24,694
Total Reserves	2,29,596	2,08,398	1,89,077	1,72,910	1,61,040
Minority Interest	671	896	894	1,798	1,971
Total Non-Current Liabilities	3,79,993	3,12,908	3,88,455	4,88,550	6,19,828
Total Liabilities	11,86,262	10,08,606	10,45,010	10,54,576	10,73,364
Capital Work in Progress	2	---	---	---	---
Total Assets	11,86,262	10,08,606	10,45,010	10,54,576	10,73,364

Positive

(80 to 100)

Neutral

(60 to 79)

Negative

(0 to 59)

The stock has a high PE of 27.31, indicating expensive valuation or elevated growth expectations.
Over the last three years, the stock delivered a strong 3-year price CAGR of 49.6%, indicating sustained price appreciation.
The stock carries a high beta of 1.4, implying higher volatility and elevated risk.
In the last financial year, the company reported an EBITDA of ₹96368 million, reflecting positive operating performance.
In the previous financial year, the company generated revenue of ₹159242 million, indicating a large and established business.

Investment Calculator

Investment Amount:

₹

Investment Amount: ₹ 1000000

Current Value: ₹ 1980021.9

No. of Shares: 6842 (Approx)

Performance:98%

P/L: ₹980021.9

NIFTY Performance: 9.4%

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