VLS Finance Ltd.

₹263.65

2.8 (1.1%)

VLSFINANCE Share Price

Finance

As on January 28, 2026

SectorFinancial Services

IndustryFinance

Basic IndustryInvestment Company

Market Cap₹ 830 Cr

P/E Ratio19.78

Dividend Yield0.06 %

Trendline Performance

Unlock Stock of the Month

T&C*

Technicals

Indicators	Value	Signal
5-DMA	266.96	Bearish
10-DMA	273.38	Bearish
20-DMA	284.66	Bearish
50-DMA	292.68	Bearish
100-DMA	255.6	Bullish
200-DMA	248.56	Bullish

Historical Performance

1 Year

-6.6%

3 Years

42.9%

5 Years

250.1%

10 Years

637.5%

Shareholding Pattern

Values Analysis

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Profit & Loss

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Other Income	71	117	23	30	12
Operating Profit	630	3,921	624	2,115	2,087
Interest	2	2	2	---	1
Depreciation	45	57	43	15	8
Profit Before Tax	584	3,862	580	2,100	2,078
Consolidated Net Profit	462	3,243	560	2,102	2,213
Adjusted EPS	14	93	16	54	57

Compounded Sales Growth

10 Years:-45

5 Years:-50.8

3 Years:-19.5

TTM:-24.8

Compounded Profit Growth

10 Years:45.2

5 Years:6.9

3 Years:-29.2

TTM:-32.4

Stock Price CAGR

10 Years:22.1

5 Years:27.5

3 Years:12.6

TTM:-7.4

Return on Equity

10 Years:1.8

5 Years:55.8

3 Years:14.9

last year:13.3

Quarterly Results

Below figures are in Rs. Crores

Particulars	Sep-2024	Dec-2024	Mar-2025	Jul-2025	Sep-2025
Sales	1,70,754	1,35,936	1,28,552	1,22,189	1,05,161
Expenses	63,042	56,557	52,457	45,459	34,856
Operating Profit	1,07,712	79,379	76,096	76,730	70,304
OPM %	63%	58%	59%	63%	67%
Other Income	33,912	31,759	27,333	24,879	18,947
Interest	77,780	58,584	59,248	62,137	53,713
Depreciation	2,345	1,681	1,385	1,277	1,221
Profit Before Tax	61,498	50,873	42,796	38,195	34,318
Tax %	25%	25%	26%	29%	35%
Net Profit	46,149	38,151	31,857	27,296	22,446
EPS in Rs	83	69	58	50	42

Balance Sheet

Below figures are in Rs. Crores

Particulars	Mar-2025	Mar-2024	Mar-2023	Mar-2022	Mar-2021
Share Capital	341	349	354	388	388
Total Reserves	24,379	29,477	24,652	29,265	23,926
Minority Interest	---	---	---	---	37
Total Non-Current Liabilities	2,267	5,606	5,906	7,497	6,391
Total Liabilities	27,106	35,524	31,004	37,255	30,773
Capital Work in Progress	---	---	---	1	93
Total Assets	27,106	35,524	31,004	37,255	30,773

Positive

(80 to 100)

Neutral

(60 to 79)

Negative

(0 to 59)

The stock has a moderate PE of 19.78, suggesting fair valuation relative to earnings.
Over the last three years, the stock delivered a moderate 3-year price CAGR of 12.7%, reflecting average market performance.
The stock carries a high beta of 1.3, implying higher volatility and elevated risk.
In the last financial year, the company reported an EBITDA of ₹610 million, reflecting positive operating performance.
In the previous financial year, the company generated revenue of ₹964 million, indicating a relatively small business scale.

Investment Calculator

Investment Amount:

₹

Investment Amount: ₹ 1000000

Current Value: ₹ 925899.9

No. of Shares: 3512 (Approx)

Performance:-7.4%

P/L: ₹-74100.1

NIFTY Performance: 9.4%

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